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Haddock & Associates Insurance Services Blog

All You Ever Wanted to Know About Insurance

How Will a DUI Effect My Insurance?

Haddock & Associates is dedicated to your safety and education. Weighing the consequences of a bad decision helps us all make better decisions. Most don't think proactively about the affect a DUI can have on your...

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What is Cyber Insurance?

What is Cyber Insurance and how can it help your small to mid-sized business? Haddock & Associates not only offers exceptional Personal Insurance Coverage but excels in our offerings to Commercial Insurance clients....

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Celebrating Insurance Experience

The entire team at Haddock & Associates is covered in insurance experience. Not just insurance sales and customer service, but real knowledge that saves our clients money, identifies deficiencies in coverage and...

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What you don't know about driving in the snow....

All of the Insurance Agents at Haddock & Associates want to make sure you are equipped with everything you need to drive safely in the snow. Below are some helpful hints t refresh your memory and stay safe. 1. Drive...

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Client Highlight! Ground Force Worldwide

Haddock & Associates Client Highlight! It's time to brag for our client Ground Force Worldwide. Although this company services clientele worldwide, they have chosen to manufacture incredible machines in Post Falls....

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White House Moving Day

The historic JC White House moved from 8th and Sherman to the base of Tubbs Hill (8th and Young) to be the new home of the new state-of-the-art Museum of North Idaho. The Museum of North Idaho is a longtime Haddock &...

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Client Highlight- Telgim

Haddock & Associates is proud of the clients we serve. Telgim LLC is one of many Commercial Insurance clients that we want to brag about. Let us introduce you to a fantastic company....... Telgim provides industry-...

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Safety Tips for Deep Frying Turkey

Who's frying a turkey this year? Below are some safety tips but if YOU have any great recipes, tricks or must-dos, please comment!! *Fryers should always be used outdoors, on a solid level surface a safe distance from...

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Holiday Office Jokes

Office Holiday Parties are upon us.... if you need help with awkward moments and want to make your co-workers laugh, Haddock & Associates has your back. Here are some jokes we found online that we think are worthy...

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Who Pays When a Guest in Your Home Damages Property?

Let's face it, the holidays are approaching and beloved (and not-so-beloved) house guests are headed to your home. You might chuckle at the thought of Aunt Imogene with her boxed wine, falling off her chair or your...

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Client Hightlight! Costa Fabrication.

At Haddock & Associates we LOVE to highlight commercial insurance clients. We are honored to serve Costa Fabrication and want to share the beautiful work they do as well as clients they have designed/welded/...

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Are Idaho and Washington "at-fault" insurance states?

No-fault is an auto insurance system that is designed to lower the cost of car insurance by removing the ability to sue. When an auto accident happens, each person involved in the car accident is compensated by their...

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Howard's Story

Travelers is working to change driving habits and save lives. Distracted driving goes beyond texting and driving. It includes things like driving while eating, or using a GPS, or reaching for a napkin. Each day nine...

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Client Highlight- Edwards Smith Construction

Client Highlight!!! We are so proud to have Edwards Smith Construction as clients. Our business relationship with Edwards Smith Construction LLC means the world to us and providing quality commercial insurance is our...

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Have you upgraded your Idaho Driver’s License to a Star Card?

Have you upgraded your Idaho Driver’s License to a Star Card? You will need a Star Card by October 1, 2020 to board commercial flights. Idaho began offering the upgrade in 2018 and has been issued an extension to be...

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Insurance Agents Can Laugh at Themselves!

At Haddock & Associates, we love to find humor in some of our day-to-day work. Insurance agents know how to have a good time and poke fun every once in a while. We found some insurance agent jokes that we thought...

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Safeco awards SEAHAWKS tickets!

Haddock and Associates is proud of the business relationships we have with our insurance providers. We are also proud of our exceptional agents that do a great job every day to offer the best insurance rates as well as...

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Funny Insurance Claim Quotes

Keeping Haddock and Associate's insurance clients covered is no laughing matter- but these insurance claim quotes are. Here are some of our favorite insurance quotes:I bumped into a lamp-post which was obscured by...

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What Vehicles are Stolen the Most in Idaho?

The National Insurance Crime Bureau has listed the vehicles most often stolen in every state. Surprisingly, Idaho's most stolen car isn't a car at all. It's a truck. Here's the top ten: Ford Pickup (2000)Chevy Pickup (...

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Raise Your Paw

Last week our very own Randy Oaks represented Haddock & Associates at the Raise Your Paw event at Duane and Lola Hagadone's beautiful home. This event benefited the Kootenai Humane Society's new facility and we...

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Never Leave a child or Infant in a Parked Car (even with the windows open)

At Haddock & Associates Insurance Services, we are passionate about your safety and the safety of your loved ones. Kootenai Health recently shared an informational child safety flyer that deserves additional sharing...

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Safeco Award of Excellence Awarded to Haddock & Associates!

We are proud to announce that the team at Haddock & Associates has earned the 2019 Safeco Insurance Award of Excellence. This award is for outstanding underwriting performance and partnership with Safeco Insurance....

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Agent Highlight-Meet Jason Wagner

Jason is a Spokane native and an engineering graduate from the University of Washington. He started his career in commercial banking where worked to build strong local business connections and service their needs as...

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Hospitality Center Celebrates Grand Opening.

Haddock and Associates attended the Grand Opening of The Hospitality Center at Kootenai Health along with Ronald McDonald House and the Community Cancer Fund. We are Insurance Agents that are TRULY dedicated to clients...

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What Businesses Need General Liability Insurance?

What businesses need general liability insurance? Commercial general liability (CGL) is a type of insurance policy that provides insurance coverage to a business for bodily injury, personal injury, and property...

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Liability insurance for motorcycle drivers mandatory effective July 28

Haddock and Associates keeps you in the loop. If you are a motorcyclist in Washington, please read the below announcement from the Office of the Insurance Commissioner's Office of Washington State. From the office of...

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Let’s Talk About the Difference between RV Insurance and Standard Car Insurance. It may Surprise You……

Let’s Talk About the Difference between RV Insurance and Standard Car Insurance. It may Surprise You...... Personal Belongings Coverage Your RV is a traveling home. You may keep additional items that need to be...

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Five Insurance Mistakes to Avoid (and still save money)

At Haddock and Associates, we educate our clients on what insurance coverage is needed, even if it is not the least expensive. Finding the lowest insurance rates in Idaho and Washington is not necessarily the best...

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Do you need an Umbrella Policy?

Umbrella Policy can be a foreign term to some. To others, it may be a term that is familiar but they may be unsure of how an umbrella policy can protect them specifically. It is important to the entire team at Haddock...

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7 Types of Insurance You Need to Protect Your Business

Haddock & Associates offers more than simple insurance policies, we offer experience that is unmatched in our industry. Ask us about our client list of local small business that trust us with their commercial...

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Haddock and Associates supports Specialized Needs Recreation Auction at Black Rock

Randy Oaks and Mike Witherup attending Specialized Needs Recreation Auction. At Haddock and Associates, giving back to the community we relentlessly insure and protect is our mission. For a leader in the Insurance...

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Top rated vehicles for new drivers.

At ISU- Haddock and Associates, you are not just a transaction. You are someone we want to protect. If you or a family member is a new driver, below is a list of the safest cars for new drivers to lower your risk and...

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New Agent

We would like to introduce our newest Agent/CSR @ ISU-Haddock & Associates. Please help us welcome Alisha Rowley to the Haddock family.

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Happy St Patrick's Day


Congratulations Kim

Congratulations Kim Turner on your 10 year celebration with us.Thank you for all you do!!

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Help Clean Up Hayden Creek

Join one of our very own agents, Brian Bunch, in cleaning up Hayden Creek on Saturday, May 16th. They will be meeting at Super 1 in Hayden at 8a.m. to carpool up there. It's a great chance to get outside and do...

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Get Started Early to get your Boat Ready for Summer

If you love the water, few things are better than boating season. Summer just wouldn't be summer without spending those long, hot days on Lake Coeur d'Alene, cooling off with a lazy dip in the water, dropping a line in...

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Need to Know Info for Homeowner's

Broken washer and refrigerator hoses are the leading cause of water damage in homes, and as Murphy's Law would dictate, it usually happens when you are away. Protect your home from severe water damage by replacing your...

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Leaving Keys in Car is Leading to more Theft

Leaving your keys in your car while you run that quick errand could cost you. http://www.claimsjournal.com/news/national/2015/04/27/263020.htm

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Distracted Driving: Two Seconds Can Make a Difference

Check out this article. It really shows the importance of paying attention while you're driving. Even two seconds can make a difference. http://www.claimsjournal.com/news/national/2015/04/16/262845.htm

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Knowing Your Auto Policy

Such a good article with important information! Knowing your auto policy is important, especially if you are driving someone else's vehicle or they are driving yours!! http://www.claimsjournal.com/news/national/2014/06/...

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Hayden Lake Marathon - October 18th, 2014

***2nd Annual Race Around Hayden Lake*** -Hayden Lake Marathon -This Saturday, October 18th -10k, 13.1, 26.2 -Honeysuckle Beach Show your support by running, volunteering or donating!! http://haydenlakemarathon.org/

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The Real Danger of Storefront Crashes

Who thought eating in front of a coffee shop could be more dangerous than jumping out of an airplane? Check out this article on storefront crashes and their real danger! http://www.claimsjournal.com/news/national/2014/...

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Teen Drivers: It Affects Your Premium

Check out this article about teen drivers! http://www.insurancejournal.com/news/west/2014/09/19/341156.htm Adding a teenage driver to a married couple's car insurance policy leads to a 79 percent higher average annual...

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10 Tips for Small Businesses: How To Prevent a Data Breach

North Idaho is a beautiful area with lots of business opportunities! For all of you small business owners, check out this article on the Insurance Journal website! http://www.insurancejournal.com/news/national/2014/09/...

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We Have Options!!

Are you looking for insurance, but not quite sure where to start? How about here at Haddock and Associates!! We are an independent agency and we represent over 20 insurance companies, which means we can get you the best...

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Community Involvement: Lori O'Hagan

Meet Lori O'Hagan, an Administative Manager here at ISU-Haddock and Associates! Today we would like to highlight Lori because of her involvement in the community! Lori is involved with Kiwanis and Meals on Wheels- Here...

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Staff Feature: Kim Payne

Meet Kim Payne, a true Idahoan! She was born and raised in Middleton, Idaho. She moved to Coeur d'Alene in the Spring of 1999 and hasn't looked back since. She enjoys spending time with family and loves her grand kids...

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Fall Is Upon Us: Tips and Tricks

Check out this link from Travelers Insurance for some home maintenance tips and tricks as we head into the fall season! https://www.travelers.com/prepare-prevent/home/home-maintenance/fall-maintenance-tips.aspx

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End of Summer Block Party

Join us for The End of Summer Block Party TOMORROW!! Where: In the parking lot of Umpqua Bank (formerly Sterling) on the corner of Ironwood and Northwood When: Tomorrow, September 4th, from 4 p.m. to 8 p.m. There will...

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September 2014 Business of the Month

Congratulations to JAVA on sherman! They are our September 2014 Business of the Month! Go visit them downtown today for a delicious cup of coffee in a friendly atmosphere!

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A Short History of Labor Day

History of Labor Day: In 1894, Grover Cleveland made Labor Day a federal holiday after a failed attempt to break up a railroad strike. Observed on the first Monday in September, Labor Day pays tribute to the...

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Way to go MOE (Mutual of Enumclaw)

Two smaller Northwest-based auto insurers continue to be among the best at taking care of their customers after an accident, according to shops. Oregon Mutual's grade slipped a bit from a B+ last year to a B this year,...

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Chamber of Commerce - Hot to the Coeur Deals

If you're looking for some great deals in the Coeur d' Alene area check out the Chamber's website!! http://directory.cdachamber.com/hotdeals

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Traffic Impact Ironman 2014

Check out this link! It shows the traffic impact in Coeur d'Alene during the Ironman this year! The Ironman will be this Sunday so make sure you check it out! http://m.ironman.com/triathlon/events/americas/ironman/...

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Safeco Premier Partner Award

ISU-Haddock & Associates is proud to have earned The Safeco Premier Partner award. It is the heart of Safeco’s agency recognition program. Agents are recognized for their partnership and performance with Safeco and...

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Spring Begins

March 20th... Time to pull out and dust of the summer toys. Call today for a free Quote

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Haddock Company Inc. Announces New Client: Sage Boutique

ISU Insurance Services-Haddock & Associates to Provide Comprehensive Policies for Sage Boutique Today our Coeur d'Alene office announced the signing of their newest client, Sage Boutique. Jill Linton has opened Sage...

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Haddock Company Inc. Announces New Client: Mark's Gutter Service

ISU Insurance Services-The Hayden Lake Agency to Provide Comprehensive Policies for Mark's Gutter Service Today our Hayden Lake office announced the signing of their newest client, Mark's Gutter Service. Located in Post...

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Haddock Company Inc. Announces New Client: Cook Motor Sports

ISU Insurance Services-Pacific Far West to Provide Comprehensive Policies for Cook Motor Sports Today our Sandpoint office announced the signing of their newest client, Cook Motor Sports. Chris Cook, owner and former...

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Haddock Company Inc. Announces New Client: Darrell Cozad Masonry

ISU Insurance Services-Haddock & Associates to Provide Comprehensive Policies for Darrell Cozad Masonry Today our Coeur d'Alene office announced the signing of their newest client, Darrell Cozad Masonry. Located in...

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Haddock Company Inc. Announces: Tri-Pro Forest Products, Inc. Recieves Safety Award

Liberty Northwest Insurance and ISU Insursance Service-Haddock & Associates Present Plant Owner Plaque In April Liberty Northwest Insurance, in collaboration with ISU Haddock & Associates, presented Tri-Pro...

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Haddock Company Inc. Announces New Client: Robert’s Home Restoration

ISU Insurance Services-The Hayden Lake Agency to Provide Comprehensive Policies for Robert's Home Restoration Today our Hayden Lake office announced the signing of their newest clients Robert's Home Restoration of...

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Haddock Company Inc. Announces New Client: Alpaca Direct

ISU Haddock & Associates to provide comprehensive policy for Alpaca Direct Today our Coeur d'Alene office announced the signing of their newest client, Alpaca Direct LLC. Located at 1016 W. Hayden Ave in downtown...

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Liberty Northwest Introduces Onboard Advisor® for Business Auto Fleets

What is Onboard Advisor? Onboard Advisor is a first-of-its-kind Safety-Driven Insurance™ program that helps fleets identify and reduce at-risk driving behaviors. Participating Independent Insurance Agents can sign you...

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Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Idaho, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like to...

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Controlling Product Liability Loss

When a company adopts certain management and operating principles, it can minimize or even eliminate products liability losses. Working these principles into your organization requires a systematic, coordinated loss...

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Haddock & Associates Joins ISU

Effective April first, we have affiliated with ISU (Insurance Systems Unlimited) Insurance Services. Along with this affiliation we'll see several changes over the next several months. We will be using the new ISU...

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Hayden Lake Insurance Joins ISU

Effective April first, we have affiliated with ISU (Insurance Systems Unlimited) Insurance Services and changed our name to ISU Insurnace Services-The Hayden Lake Agency. Along with this affiliation we’ll see several...

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Pacific Far West Insurance Joins ISU

Effective April first, we have affiliated with ISU (Insurance Systems Unlimited) Insurance Services and changed our name to ISU Insurnace Services-Pacific Far West Agency. Along with this affiliation we'll see several...

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