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Haddock & Associates Insurance Services Blog

All You Ever Wanted to Know About Insurance

Top rated vehicles for new drivers.

At ISU- Haddock and Associates, you are not just a transaction. You are someone we want to protect. If you or a family member is a new driver, below is a list of the safest cars for new drivers to lower your risk and keep you safe. Call Haddock and Associates in Coeur d'Alene or Sandpoint today, if you want to discuss insurance coverage for you or your new driver.

Teen drivers have crash rates 3 times those of drivers 20 and older per mile driven. Immaturity leads to speeding and other risky habits, and inexperience means teen drivers often don't recognize or know how to respond to hazards.

Graduated licensing reduces teens' driving risk. Graduated licensing allows teens to practice driving with supervision before getting their license and restricts driving after they are licensed. Today all states have at least some elements of graduated licensing. The current best practices are a minimum intermediate license age of 17, a minimum permit age of 16, at least 70 required hours of supervised practice driving, and, during the intermediate stage, a night driving restriction starting at 8 p.m. and a ban on all teen passengers.

Alcohol is a factor in many teen crashes. Although young drivers are less likely than adults to drink and drive, their crash risk is higher when they do. The combination of drinking and driving is made worse by teenagers' relative inexperience both with drinking and with driving.

Choose the best make and model vehicle for your new driver. https://www.iihs.org/iihs/ratings/vehicles-for-teens



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