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Commercial General Liability, also known as “commercial liability insurance” is a broad insurance policy that covers third party risks confronting any business. Haddock & Associates Insurance Services recommends a review of your liability exposures to develop the right coverage for your business.With Haddock & Associates locations in Coeur d'Alene, Post Falls, Hayden, Sandpoint and Spokane, Washington, our Commercial Insurance Agents can schedule an appointment to insure the right commercial policy for your company or organization.
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Haddock & Associates Insurance Services recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Haddock & Associates Insurance Services recommends considering this type of coverage.
D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.